Reserve Study Software

Know if your reserves are funded

Catalog your major components, see how funded you are today, and project 30 years ahead. Available on the Pro plan.

Reserve planning without the spreadsheet

Build a clear picture of what your community owns, what it will cost to replace, and how to fund it over time.

Track each major component's useful life, remaining life, replacement cost, and quantity in one organized list.

See your current reserve balance against the fully-funded target so you always know where you stand.

The study computes the yearly contribution each component requires so your reserve keeps pace with wear.

Model contributions, interest, and inflation year by year, including replacement expenditures as components reach end of life.

Set your current balance, annual contribution, inflation rate, and interest rate, and watch the plan update.

Clear figures you can bring straight to budget meetings and reserve planning conversations.

List each major component with its useful life, remaining life, and replacement cost.

Set your current balance, annual contribution, inflation rate, and interest rate.

See your percent-funded today and the annual funding need across the whole community.

Use the 30-year projection to plan contributions and avoid surprise special assessments.

Stewardly's reserve study is a planning tool, not a substitute for a professional reserve study where your state requires one.

Available on the Pro plan. Free to try — no credit card required.