Clear finances build trust
Track dues, manage expenses, and produce financial reports your homeowners will actually understand — without a degree in accounting.
Financial tools built for HOA boards
Not for professional accountants. For the volunteer board member who just wants things to add up correctly.
Dues, payments & autopay
Collect dues online by card or ACH, let owners enroll in autopay, and see exactly who has paid and who is behind.
Owner ledger & AR aging
A running ledger per unit — charges, credits, payments — aged into current / 30 / 60 / 90+ buckets so you always know who owes what.
Collections & delinquency
Automated late fees plus a tracked escalation ladder — reminder → lien → legal — with AI-drafted notices you review before sending.
Vendors & accounts payable
A vendor registry with W-9, 1099 and COI tracking, bills with an approval workflow, and a one-click 1099-NEC year-end report.
Bank sync & reconciliation
Connect your HOA bank account to import transactions automatically and reconcile paid bills against the bank — no manual entry.
Budget vs. actual
Set an annual budget by category and track real spend against it live. Know before you overspend, not after.
Monthly board packet
One click produces a professional packet — cash position, statement of activity, budget vs. actual, AR aging, check register — exported to PDF.
Resale / estoppel certificates
Generate a live estoppel disclosure for a selling unit in seconds — dues, assessments, open violations, and reserves, ready for closing.
AI Treasurer
A plain-English month-end summary that reconciles transactions against your budget and reserves and flags anomalies for the board.
Financial transparency isn't optional
Homeowners pay dues every month. They deserve to know where that money goes. Stewardly makes it easy for boards to publish financial summaries and maintain a clear record — not because they have to, but because it builds the trust that keeps a community running smoothly.
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