Comparison
Stewardly vs PayHOA
PayHOA is a solid way to digitize your HOA's paperwork. But it stops at storing the work. Stewardly is the first AI-native HOA platform — it actually does the work for you, all at one flat price with no per-unit fees.
AI that does the work
Stewardly answers residents’ questions straight from your governing documents, logs packages from a photo, and helps reconcile the books. PayHOA has no AI.
Truly all-in-one
Meetings, calendar sync, packages, parking, and a full resident portal — alongside dues and accounting. With PayHOA you’ll still juggle separate tools for the rest.
Flat, fair pricing
One price per community — never per door. A 250-home HOA pays $129/mo on Stewardly; per-unit pricing elsewhere climbs as you grow.
Feature-by-feature
| Feature | Stewardly | PayHOA |
|---|---|---|
| Online dues & payments (card + ACH) | ||
| Accounting & bank sync | ||
| Homeowner portal & messaging | ||
| Documents & file storage | ||
| Maintenance requests | ||
| Branded PDF reports | ||
| AI document Q&A (answers residents from your bylaws) | ||
| AI package logging from a photo | ||
| AI-assisted bookkeeping & categorization | ||
| Meetings, agendas & minutes + calendar sync | ||
| Parking & guest permits | ||
| Flat price — no per-unit fees | ||
| Free trial | 30 days, no card | 30 days |
Comparison based on publicly available information as of June 2026. PayHOA is a trademark of its respective owner; Stewardly is not affiliated with PayHOA.
Pricing that rewards growth instead of punishing it
One predictable price your board can budget for — Stewardly never charges per door.
Stewardly
Flat price per community
- Starter — $49/mo, up to 50 units
- Growth — $129/mo, up to 250 units
- Pro — $299/mo, unlimited units
- No per-unit fees, ever
PayHOA
Tiered by unit count
- From $49/mo for up to 50 units
- ~$109–$179/mo as you reach 100–300 units
- $0.55/unit + $275/mo minimum at 500+ units
- Cost rises as your community grows
Why boards switch to Stewardly
“Residents email us the same questions over and over.”
Stewardly’s AI answers them automatically from your bylaws and governing documents — 24/7, with citations. PayHOA can store the documents; it can’t answer questions about them.
“Our tools don’t talk to each other.”
Meetings, dues, packages, parking, documents, and the resident portal all live in one Stewardly login — no stitching together separate apps.
“Our software bill keeps going up as we grow.”
Stewardly is flat per community. Add homes without adding cost.
“Switching sounds painful.”
Bulk import gets you live in an afternoon — and our AI can even extract your owner and unit list straight from your existing documents.
Frequently asked questions
Is Stewardly a good PayHOA alternative for small HOAs?
Yes. Stewardly is built for self-managed HOAs and condos of roughly 20–300 units. You get dues collection, accounting, a resident portal and documents like PayHOA — plus meetings, packages, parking, and AI that answers residents and helps with the books, all at one flat price.
How is Stewardly’s pricing different from PayHOA’s?
Stewardly charges one flat price per community — Starter $49/mo, Growth $129/mo, Pro $299/mo — with no per-unit fees. PayHOA’s pricing is tiered by unit count, so your bill rises as your community grows.
Does Stewardly do everything PayHOA does?
Stewardly covers the same core — online dues, accounting and bank sync, a homeowner portal, documents, maintenance requests and branded reports — and adds meetings, calendar sync, package logging and parking that PayHOA leaves to other tools.
What AI features does Stewardly have that PayHOA doesn’t?
Stewardly answers residents’ questions directly from your governing documents, logs package deliveries from a single photo, and assists with bookkeeping and transaction categorization. PayHOA has no AI features.
How hard is it to switch from PayHOA to Stewardly?
Most boards are live the same day. You can bulk-import owners and units, and Stewardly’s AI can extract your owner and unit list straight from your existing documents. There’s a 30-day free trial, no credit card required.
See the difference for your community
Start a 30-day free trial — no credit card needed. Import your community and have AI working for you the same day.